Internet banking is present in many companies, and they are very popular among consumers because they provide constant access to money. You can also connect to Mobile Bank, which was developed by B&N Bank. To do this, you only need a smartphone and Internet access. To avoid problems with creating a personal account, you should consider this process and determine exactly how to register in Mobile Banking.
Advantages of Mobile Bank from B&N Bank
How to change the phone number connected to Internet banking
To change the current phone number that will be used to receive one-time passwords for transactions, or to serve as a login, you can call the hotline number indicated above. After identifying the client, the operator will change the phone number, which will be the main one for the person. But they may refuse on the line, so the most reliable way would be to contact the bank.
After the consultant checks the passport, the client writes a statement about the need to change the phone number, the request is granted immediately, and from that moment the phone number in the banking system will be different.
Procedure for disabling the Mobile Banking service
Not all clients need mobile banking; the reason may be the absence of a smartphone or another situation in which the service needs to be disabled. Then you need to apply to the nearest bank branch; the essence of the application, that is, disabling the Mobile Bank service, should be written on the paper, as well as signed and dated. The request will be processed in a short time and the action account client will be suspended.
The support service will also help you disable the Mobile Bank that is active at the time of the application after identifying the client by reconciling the passport data and the open card. If you only need to turn off notifications on your phone, you should send the command “SMSOFF + the last four digits of the B&N Bank card.” Such a text sent to number 1095 will instantly deactivate the service, and you can also activate it via an SMS command.
It should be taken into account that when blocked, your personal account is not destroyed, but remains in limbo. And if a person wants to restore access, he will not have to register again. Activation and deactivation of a banking mobile service takes a matter of minutes, but if a client contacts by phone or in person at the office, it will take longer, but specialists will not refuse services.
Today, plastic cards seem to be the most popular products among consumers. At the same time, financial organizations strive to make their use more comfortable for holders. For this purpose, the mobile bank Binbank was developed, which significantly expands the functionality of the smartphone.
Functionality of B&N Bank
Clients of this financial institution have the opportunity to install a special application for Android or iOS, which will allow them to perform the most popular transactions with a card or account remotely. This is extremely convenient when online banking functionality is not available, for example, due to the lack of Internet access on the computer.
In order to connect the service, the client of this institution It is enough to visit a bank branch or obtain login information for a mobile bank when opening an account.
It is important to consider that the application works correctly on operating systems Android version no lower than 4.03, and iOS no lower than 8.0.
If desired, the client can apply online. Your personal account, which can be entered on the official website or mobile application, allows you to open deposits and submit loan applications.
The subscription fee for the service, equal to 50 rubles, is charged monthly.
Binbank provides the ability to remotely manage your card accounts
The functionality of the application allows the user to perform the following actions:
- make payments and transfers to organizations and individuals;
- control expenses, view information about the current balance and payment history;
- block cards;
- receiving information via SMS and information about connected services.
The consumer can use the capabilities of the service even if he does not plan to install a mobile application. In this case, all operations will be performed using various SMS commands and requests, which will allow transactions to be carried out even in the absence of network access.
Some operations become available after paying for the service, while connecting to the service, receiving an e-mail statement and balance information are provided free of charge.
Service activation procedure
When figuring out how to activate this service, you need to remember that B&N Bank clients can use several methods at once. The easiest option is to call the hotline number of this financial institution. To do this, you should call 88002005075 and inform the operator of your intention to activate the service. The number is multi-channel, and all calls within Russia are completely free.
Also simple method Activation of the service using B&N Bank terminals and ATMs is presented. In order to use it, you will need:
- Go to the official website of the financial institution.
- Select the “Offices and ATMs” section.
- Find the nearest service point and visit it.
- Insert the card into the device and enter the correct PIN code.
- Select the appropriate item in the menu and activate the service.
In addition, activation of the service is available at any bank branch. To do this, just inform the employee about your desire to activate the mobile bank and write an application. This can be done immediately after receiving the card, which will allow you to immediately start using the functionality of the system.
It is important to consider that mobile banking can also be connected via the Internet. Binbank online allows you to do this by using the “Application” tab in personal account user.
Mobile banking works via SMS requests
Features of using the service
As mentioned earlier, the service is managed using special SMS requests. As a rule, they include the code word corresponding to the command, as well as the last digits of the card.
Among the queries available to users, the following should be mentioned:
- "balance"– allows you to obtain information about the current account balance;
- "extract"– makes it possible to obtain an extract about the history of payments made;
- "blocking", "stop"– is responsible for blocking the card;
- "info"/"help"– gives detailed information about the options connected to the account.
All SMS messages with the above requests are sent to the number +79021111003.
In response, the subscriber will receive an SMS with the necessary information or options for action. If the request was completed incorrectly, an error message will be sent to your phone.
Card blocking seems to be one of the most popular commands among users, which allows you to remotely block “plastic” in case of its loss or theft of funds. It is implemented by sending a request and then entering a special verification code. Once blocked, it cannot be used until the product is reactivated.
How to disable the option
In order to deactivate the service, the consumer can use several options at once. A similar need arises in cases where the cardholder does not need the functionality of the option, wants to reduce costs, or has changed his phone number.
The first option assumes that the client will need to visit the nearest branch of a financial institution and ask the employee for a service refusal form. The deactivation procedure in this case will take about 1 day.
Calling the support service allows you to disable mobile banking much faster. To do this, the operator must be notified of the desire to deactivate the option, after which, give him the passport data and holder card number for personal identification. You can also deactivate via the Internet. To do this, you will need to create a corresponding application using the “Application” tab of your personal account.
Internet banking and mobile application
Despite the convenience of creating teams, B&N Bank’s clients are provided with greater opportunities by online banking and the mobile application of this financial organization. It is called “Binbank Online 2.0” and allows users to remotely change pin codes open cards, set and remove restrictions regarding card transactions, open deposits and much more.
Login to your personal online banking account at B&N Bank
When figuring out how to create a personal account “Binbank online 2.0”, it should be noted that such a procedure will not take much time:
- Open an official store Android applications or iOS.
- Write the query “Binbank online 2.0” in the search bar and start searching.
- Select the first item from the results found.
- Install app.
- Open the application and click the “Get access” button.
- Enter the Binbank card or account number, as well as the last digits mobile phone, attached to it.
- Create a username/password.
After these manipulations, the user will have access to all the functionality of the mobile application. When studying how registration in the Internet bank is carried out, it should be noted that, if desired, the user can register in the system by going to the official page of the i.binbank.ru service and completing the necessary steps.
For the application to work correctly, the client must have a signed financial institution a comprehensive service agreement, otherwise you will not be able to register for the service.
If you want to know how to log into the system if your password has been lost, you need to remember that you can easily restore access to the system by completing the registration procedure again.
One of obvious advantages this application, it is possible to install additional protection using a fingerprint scanner, which allows you to guarantee high level user account security.
To do this, the device used must be equipped with a similar function. Fingerprint login is activated using the corresponding item in the application settings.
Binbank Online is an application for owners Android devices, simplifying the interaction between the client and the relevant bank.
Possibilities
Mobile app Binbank Online 2.0 offers tools for quick and convenient financial management, as well as cost control. The user gets access to information about his accounts and cards, and can also generate statements on them. BINBANK clients have access to instant payments, as well as the creation of payment templates, which will help them remember to complete those that require regularity on time.
BINBANK allows you to make transfers between your accounts or send funds to other users on a card or e-wallet. In addition, there is an option to pay for various services - cellular communications, the Internet, television, utilities, education, government fees, and traffic police fines.
Among other client opportunities, it is worth noting the search for ATMs and branches on cards, viewing the latest exchange rates, buying and selling currencies, as well as receiving information about advantageous offers from your bank.
Interface
The design of the application can hardly be called innovative, but its interface is quite user-friendly. Most of the functionality is “enclosed” in small labeled icons, which are very convenient to navigate without getting confused about their purpose. Thanks to the intuitive interface, even a user who has no previous experience with mobile banking can understand Binbank Online.
Usage
Key Features
- remote financial management;
- payments and transfers, payment for services;
- sending money to cards and electronic wallets;
- working with templates and deferred payments;
- search for ATMs on the map of your city;
- viewing news about the bank;
- Compatible with relatively older versions of Android.
The smartphone application from Binbank is a convenient tool for those who want to manage their funds with maximum comfort, anywhere in the world. According to a number of analytical agencies, in 2017 the program was recognized as a leader among similar mobile versions Internet banking from leading Russian banks.
Let's find out how to download Binbank Online 2.0. for a smartphone, and also get acquainted with the capabilities of the application.
Application interface
Manage your accounts and cards from your phone.Thanks to the skillfully organized intuitive design of the program, even inexperienced smartphone owners can use it. All accounts and cards are located on the main page of the application. Each new tab comes with contextual clues instead of lengthy instructions.
The interface is made in the traditional B&N Bank color scheme of pastel shades, so it does not irritate the eye and does not distract the user from important details.
Possibilities
With mobile banking you can perform more actions than in a branch. With mobile B&N Bank Online 2.0, a client can perform dozens of operations on the go:
- make payments for various services, including housing and communal services, utilities, mobile operators and thousands of other providers;
- receive information on your accounts;
- generate statements, view transaction history, monitor loan schedules;
- transfer funds between your accounts;
- repay loans from other banks or make payments on a B&N Bank loan from third-party bank cards;
- manage deposits for individuals, receive information about the current state of savings, close accounts or partially withdraw funds;
- create templates for transfers and payments;
- generate copies of banking service agreements for issued products and services;
- select convenient branches and ATMs, receive information about their operating hours and services provided.
Connection and maintenance of the Mobile Bank service is free of charge.
Download and connect Binbank online
To connect or disconnect a mobile bank, it is not necessary to contact a B&N Bank branch. The main thing is that the client’s current telephone number is specified in the client’s comprehensive banking service agreement, which is concluded when registering an account, deposit or loan.
You can download the program absolutely free. To activate the service, you must click the “Get access” button, and then enter your phone number and the last digits of your card or account in the form that appears. The user must come up with a password to access the application independently. Only Latin letters and numbers are allowed in the password, at least 8 characters.
If a B&N Bank client already uses a personal account on the company’s website, he can use his credentials to log into the application.
System requirements
To download Binbank Online for free, you should use only official application stores. In addition, before installation, it is important to familiarize yourself with system requirements to devices:
- the required OS version for Android phones is 4.1 and later;
- required OS version for iOS phones – from 9.0;
- free space – 95.5 MB.
The application is compatible with tablets running Android OS versions, as well as iOS devices (iPad, iPod touch).
Disabling mobile banking
If for some reason a bank client decides to stop using the mobile service, he will not be able to disable the service by deleting the downloaded application.
To block a mobile bank, you need to refer to the following options:
- Write a corresponding application at the B&N Bank branch.
- Disable the service in your personal online banking account.
- Block the service by calling the hotline 8 800 200 50 75.
It is not necessary to disable the mobile service if the user has lost his login or password to enter the system. You can restore access to your account by clicking the “Gain access” button again on the main screen of the program.
