Paying for utilities via the Internet is not yet popular in our country, and the reason for this is lack of knowledge of how to do it correctly. In fact, this is a very convenient service, besides, almost every home has access to the World Wide Web, but many still prefer to stand in line at the post office or at banks to pay receipts. Payment via the Internet is an equally reliable way to send funds to management companies, and here you can also print and save payment orders. So, how to pay for utilities via the Internet: all the ways.
Official sites
Almost every company has its own website; finding them is quite easy in two ways:
- through a search engine;
- find the information on the receipt.
If this resource exists, then you should definitely visit it; perhaps it provides a remote payment service. If it is not there, then there is probably information on how this can be done.
When paying for any services online, be sure to print out receipts and keep them at least 3 years.
Internet banking
Clients of Russian banks have a unique opportunity to pay utility bills through Internet banking. This is a remote service that allows you to manage your accounts without leaving your home, and you can use it to send any payments.
The undoubted leader among Russian financial organizations is Sberbank of Russia, almost every adult resident of our country has a plastic bank card, and have heard about such services as Sberbank.Online or Mobile bank . So, using Sberbank.Online you can send payments for utility services. Or, even simpler connect auto payment, then you can forget about payment altogether, the funds will be automatically debited from the payer’s account and transferred to the recipient.
This is the most reliable method of payment through Internet banking, because in case of disputes, it is enough to request a payment report at a bank branch, and it is not necessary to store receipts.
Electronic payment systems
We are talking about electronic wallets here. Yandex.Money or WebMoney, with their help you can pay your mobile phone bill, bank loans, and pay for purchases in online stores. You can also pay for housing and communal services using a personal account.
How to pay utility bills using the example of the Yandex.Money e-wallet:
- Log in using your account.
- Select the “Products and Services” category.
- Select the “Housing and Utilities” category and find the organization in the list, if it is there.
- If the company you need is not available, go to the bottom of the page and enter the organization’s TIN in the designated field; it can be found on the receipt.
- In the field that opens, check the organization’s current account with what is indicated in the receipt, if everything is correct, click “Continue”.
- When a new field opens, go down to the last line “Category” and select “Housing and communal services”, then fill out all the fields, be sure to enter your personal account number.
- Then click pay.
Please note - here you can pay for utilities via the Internet with a bank card, or write off funds from an electronic wallet.
You can use the WebMoney electronic payment system in a similar way. But there is a commission for transferring money, and the funds will arrive in the recipient’s account within a few days. By the way, do not forget to print out receipts, they will serve as evidence of payment.
State Services Portal
Recently, residents of our country can find out about their debts through the State Services portal. Here you can also send payments using bank cards; all payment information will be stored on the payer’s personal account page.
Using the service is quite simple, but first you need to go through a simple registration procedure. After this, you need to log into your account, find the section “ Accruals" and go to the tab " Payment for services" Next, a list of companies will appear from which you need to select your service provider, then enter your personal account number.
Next, you need to check all the details and pay for services using a bank card. Please fill out all fields carefully to avoid errors and enter meter readings if necessary. Then send the payment and wait until the transaction is completed, after which you can print the receipt. All payment data is saved in your personal account, so next time there will be no need to fill out all the details again.
Please note that paying for housing and communal services via the Internet without a commission from a bank card is impossible, because the bank charges a percentage for the transfer.
Unfortunately, at the moment, not all residents of our country are able to pay for housing and communal services through the State Services portal.
Universal payment systems
Here we are talking about payment systems such as Oplatil.ru or Platfon.ru, mainly bank card owners know about these services. On these sites you can pay for any services: from mobile communications to housing and communal services.
Please note that the choice of payment system depends on which one your bank card is linked to.
In fact, paying utility bills via the Internet is quick and convenient, and also reliable. But do not forget to make sure that the payment reaches the recipient; to do this, you need to periodically check whether a debt has arisen to a particular company. In any case, keeping all checks and receipts will help to avoid controversial situations, and if you can’t print them, you can apply for a statement from the bank from whose card the funds were written off.
An increasing number of banks are refusing to provide services to individuals for various small payments, forcing them to use payment terminals for these purposes. Service through these devices requires the withholding of a considerable commission, which is their main drawback. There is a more convenient way to make various payments - this is to use plastic cards and Internet banking systems to which these cards must be connected. This payment method will allow you to make utility and other small payments using your home or work computer connected to the Internet.
How to pay for an apartment via the Internet using Sberbank cards
- Connect your Sberbank plastic card to the Sberbank Online and Mobile Bank systems. This can be done either through Sberbank customer service branches by contacting the appropriate specialist, or through customer self-service devices installed in these branches.
In the latter case, you should receive three information checks:
- A check with a user ID and permanent password for access to Internet banking.
- A receipt with a list of one-time passwords that will need to be entered to access your accounts.
- Receipt confirming acceptance of the application to connect the main card to the mobile bank.
- A check with a user ID and permanent password for access to Internet banking.
- Open the main page of the Sberbank website sbrf.ru and click on the button to go to Sberbank Online.
- In the window that opens, enter the user ID and permanent password from the first check. Click "Next".
- After updating the window for a secure login to your personal page, you need to confirm your rights either with a code that will be sent to your phone in the form of an SMS when the Mobile Bank service is connected, or by entering a one-time password from the second check. Select the second option and follow the “Verify by check” link.
- In the new window, enter the password from the second check, the number of which is requested by the system. When one-time passwords run out, you can confirm via SMS or receive a new list of passwords.
- Once in Personal Area go from its main page to the “Payments and Transfers” section.
- In popular payments in your region, select the “Housing and Public Utilities” section.
- Since manually searching for the right company among many options is not very convenient, we recommend using the search function. To do this, enter the Taxpayer Identification Number (TIN) of your HOA or home servicing company into the search window. management company in the form of ten digits. Click the Find button.
- Once the company has been found, click on its name to start creating a new payment.
- In the window that opens, fill in the necessary payment details: Last name First name Middle name of the payer, indicate the payment period and select the card to be debited. Then click the “Continue” button.
- Specify the amount to be paid in the “Payment amount” and “Total to be paid” fields. Click the Continue button.
- At the payment confirmation step, check all the information again and click the “Confirm via SMS” button. If you need to correct something, return to the previous windows using the “Edit” link.
- After clicking the “Confirm via SMS” button, if you are connected to the Mobile Banking system, an SMS message will be sent to your phone, which will contain a password to confirm the operation. Check the payment details specified in the SMS message and if they are correct, enter the received password on the Sberbank Online website and click the “Confirm” button.
- After refreshing the window, the transaction status step should display a “Completed” stamp, indicating the successful completion of the payment.
- By clicking on the “Print receipt” link, you can print it in paper form on a printer, or if you use the Google Chrome browser.
So, today we will figure out how to pay for housing and communal services through online Sberbank. This question worries, perhaps, many plastic card holders who have excellent computer skills. After all, paying rent and other bills at the post office is last century. Yes, and not entirely convenient for modern world this approach. It often takes the whole day to pay the receipt. Who will like it? So you have to figure out how to pay for housing and communal services through online Sberbank. Let's try to understand this difficult issue.
Authorization
The first thing we need is to register in the Sberbank Online service, and then go through authorization there. IN Lately When you receive plastic cards, you are automatically asked to go through this process. Directly at the bank, the consultant will quickly link the phone number to the service, after which he will provide you with authorization data. And that’s it, you can continue to think about how to pay your housing and communal services debt through Sberbank online, as well as all other receipts.
If the service has a personal account, then simply log in. Enter your identification code (simply a login) on the official Sberbank Online page, and then enter your password below. A message with a special secret code will be sent to your mobile phone. Enter it in the appropriate box. This is confirmation that a real user has decided to use the services. Ready? Then let's move on.
Select payment
Well, there is nothing difficult in the further process. Especially if you know exactly how to pay bills. Let's start by trying to go the most simple method-direct choice of the recipient.
Take the necessary receipts in your hands. For example, an electricity bill. Now go to your personal account on the Sberbank website. Next, you will have to click on the “Payments and Transfers” section. How through Sberbank online? To do this, pay attention to the corresponding section on the site in the selected branch. There will be an inscription “Housing and communal services and home telephone”. And under it there are various sections of services. In our case, you need to select "Electricity".
Please note: you can easily and simply select any service that you may need using navigation on the site. The main thing is to have the appropriate receipts. In this case, debts will be calculated directly when filling out the details. Have you decided on how to pay your bill? Then we move on to the more complex part of the process.
Recipient
It's about choosing the recipient. Make sure your city is recorded in the settings. If it is incorrect, click on the inscription and then correct it. But, as practice shows, the city of residence is selected automatically.
After clicking on "Electricity" (in our case), you will have a small list of possible recipients. Here you will have to refer to the sent receipt. See which company serves you and then click on it. This way the most difficult part will be completed.
Why is it considered difficult? All due to the difficulty of finding a recipient in some cases. Then it is very difficult to answer the question of how to pay for housing and communal services through Sberbank (online) step by step. After all, it is not always possible to find a recipient on the list, as has already been noted. What to do if you were unable to quickly find the one you needed among the recipients? How to pay a housing and communal services receipt through Sberbank Online in this case?
Search
Automatic search will do. It is located above the given list. This line contains a hint on how to complete the request. You can type the name there service company, as well as the recipient’s TIN or current account. All information is provided in
Be careful - it's about the recipient, not you. To search by TIN or account, you will have to provide information about the organization. Otherwise, the search will not return any results. As soon as you enter the required data, press Enter or the corresponding button to carry out the process. The result will not be long in coming. If everything is written correctly, then only one organization that meets the entered requirements will appear under the search line. Just the one we need. Select it by clicking the mouse button. Next we move on to the next step.
Filling in details
We are talking about filling out the details. How to pay for housing and communal services through Sberbank online? After all, there is a lot of data issued for a novice user in receipts. And it is extremely difficult to understand them.
Fortunately, there is some kind of help on the Sberbank Online website. In it you will find all the necessary examples of data, where exactly on the receipt they are located and what they are called. In addition, in most cases it is enough to simply enter the client in the appropriate field. For example, when paying for electricity. All calculations will be made automatically.
In addition, you can also select the “Deposit an arbitrary amount” option. Then there will be no calculations for paying for housing and communal services; you enter the necessary numbers yourself. A very relevant offer that helps you pay it forward. Have you filled in all the details? Then click on "Continue".
Confirmation and settlement
There are two simple steps left to go through. If all the details have been filled out correctly, the Sberbank system will take you to the data verification page. There you should see if everything is written correctly - the recipient, your home address, the recipient company, as well as the amount to be paid. This is especially necessary when introducing an arbitrary amount of funds.
Once you are sure the details are correct, click on “Confirm via SMS”. On mobile phone You will receive a special security code. It is entered into the appropriate field on the page (appears after clicking). All that remains is to click on “Confirm” after completing the actions. Bills are paid!
Now you will see a page with a paid receipt on it. To print a receipt, click on “Print receipt”. Select a printer from the menu that opens and click on “Print”. Problem solved.
To avoid constantly searching for your recipient several times, just click on “Save template” at the bottom of the payment screen. In this case, all details are saved. For subsequent payments, you simply need to select the appropriate receipt in the templates, check the correctness of the calculations, and then confirm the transaction. Nothing complicated. Now we know how to pay for housing and communal services through Sberbank online.
The vast majority of citizens pay dozens of bills every month: telephone, Internet, utilities, taxes. Sberbank has made sure that paying for housing and communal services is convenient - using the Sberbank Online service.
What housing and communal services can be paid through Sberbank online
The list of services is large and includes fees for:
- electricity;
- water supply;
- heating;
- telephone;
- Internet;
- digital television;
- apartment;
- heat supply;
- garbage removal;
- intercom;
- security;
- parking;
- gardening partnerships.
If you do not find the organization you need in the list, you can pay for utilities using the “Organization Transfer” function, which is located in the “Transfers and Payments” tab.
Step-by-step instructions for the procedure for paying for housing and communal services through Sberbank Online
To pay for gas, water or other utilities, log into your personal account and go to the “Transfers and Payments” page.
- Recipient of the payment: name of the recipient →region of payment → INN and account number;
- Payee's bank: name → BIC → Correspondent account → debit from the account (your bank card number).
- Payment details: single number → debt → notice number → amount (it can be changed).
If you don't know where to look at the details, click on "Sample Receipt".
Be careful: The code you received via SMS is valid for no more than 5 minutes. If you confirm a payment using a one-time password from a check, you can transfer a payment not exceeding 3,000 rubles at a time (does not apply to transactions between your accounts). 
Upon completion of the operation, the final “Completed” window appears, indicating the successful completion of the operation. After this, you can save the payment as a template, repeat it, or print a receipt.
The size of the commission depends on the service provider and varies from 0% to 1% of the payment amount. In general, for any transfer Sberbank takes a commission of 1% from the sender of funds.
Payment for housing and communal services from a Sberbank deposit
Making payments for utilities at Sberbank online is only possible with a bank card. If the funds are on deposit, the required amount can be transferred to the card using the “Deposits and Accounts” page.
- Select the account from which funds should be debited to the card.
- Click on the "Operations" button.
- Find the item “Transfer between your accounts”
- Select “Deposit Account” (your bank card).
- Click "Translate".
We transfer payments for housing and communal services through a mobile application
By downloading the mobile application from Sberbank to your smartphone, you can pay bills online through Sberbank at any time and from anywhere. To do this you need:
- Complete regular registration.
- Find the category “Housing and communal services and home telephone”.
- Select the desired type of payment: electricity, gas or water supply.
- Find an organization that provides services.
- Click “Scan Barcode”.
- Find the barcode on the receipt and point the gadget screen at it.
- Select the card from which the payment will be made.
- Check all data.
- Confirm payment.
For convenience in full version create payment templates using the Sberbank online service. In the future, when paying bills, you will not have to scan the barcode every time.
